Erie Insurance coverage insurance policies can prolong protection to rental autos, doubtlessly eliminating the necessity to buy supplemental insurance coverage from the rental company. The specifics of this extension, nevertheless, are contingent upon the coverages held on the insured’s private auto coverage. Elements reminiscent of legal responsibility limits, deductibles, and the forms of perils coated (collision, complete, and many others.) all affect the scope of safety out there for a rented car. A typical instance can be if an Erie policyholder has complete and collision protection on their private car; those self same coverages would possibly apply after they lease a automobile.
The benefit of using the present insurance coverage coverage lies primarily in value financial savings and simplified claims processing. By counting on the Erie coverage, people keep away from the often-expensive every day charges charged by rental firms for extra safety. Moreover, familiarity with the present coverage’s phrases and circumstances can expedite the claims course of within the occasion of an accident or injury to the rental car. Traditionally, reliance on private auto insurance coverage for rental automobile protection has been a typical apply, providing policyholders a handy and sometimes extra inexpensive different to buying supplemental protection.
